Windows Desktop App  ·  Free  ·  v1.1 New Design

Take control of your
monthly finances

Track income, outgoings, direct debits, loans and savings — all in one clean, private desktop app. No cloud, no subscriptions, no fuss.

⬇ Download v1.1 — Free See features
🔒100% Private — no cloud, no account
💻Windows 10 / 11 — runs offline
Instant install — one click, no setup
🆓Completely free — no subscription
🏪Microsoft Store — submission pending
100%
Local & Private
5
Payment Categories
3
Export Formats
0
Monthly Fees

Everything you need,
nothing you don't

Built around how you actually manage your money month to month — simple, fast, and completely offline.

📅

Monthly Dashboard

See your income, total outgoings, remaining balance and cumulative savings at a glance. Navigate between months with a single click.

Mark Payments as Paid

Tick off each payment as it leaves your account. Enter the actual amount paid — perfect for credit cards where you pay a partial balance.

🔁

Auto-Carry to Next Month

All your regular payments carry over automatically when you open a new month, with statuses reset to unpaid and ready to go.

📆

Last Payment Date for Debts

Set a start date and a last payment month on any loan or purchase plan. Payments ending within 3 months are highlighted automatically.

💰

Savings Tracker

Savings roll forward automatically each month — close a month and whatever is left over is added to your running savings total.

📤

Export Each Month

Export any month to Excel (.xlsx), HTML, or plain text for your records. Full breakdown with category grouping and status.

🏷

5 Payment Categories

Organise payments into Direct Debits, Credit Cards, Loans, Variable Expenses, and Other — automatically grouped in the dashboard.

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Fully Private

All data is stored in a local SQLite database on your PC only. Nothing is sent to any server. Your financial data never leaves your machine.

📖

History View

Browse every past month in a clean summary list, drill into the detail, and export any historical month at any time.

What it looks like

A clean dark interface designed for daily use — modern, fast, and easy to read.

Dashboard — April 2026
£3,500
Income
£2,648
Total Out
£852
Remaining
£1,289
Total Savings
── Direct Debits ──
Car Finance£530 ✗
── Loans / Debts ──
Sky£70 ✗
── Variable ──
Shopping£400 ✗
Recurring Payments Setup
Name · Amount · Day · Last Payment
Holiday Loan£10 · — · Jul-26 ⚠

Set up once,
use every month

Five simple steps and you're tracking your finances better than ever before.

1

Set up your recurring payments

Go to the Payments tab and add all your regular direct debits, credit cards, loans and variable expenses. Set the due day, the outstanding balance, and — for debts — the final payment month.

2

Enter your income each month

On the Dashboard, type in your income for the month and click Save. All your payments are already listed and ready to go.

3

Mark payments as they go out

Double-click any row or click "Mark Paid" to log a payment. A popup lets you confirm the exact amount paid — useful if you paid more or less than scheduled.

4

Close the month and carry savings forward

At month end, close it and your remaining balance automatically carries forward as savings. All entries copy to the next month with statuses reset.

5

Export for your records

Export any month to Excel, HTML or plain text at any time — from the Dashboard or the History tab. Keep a tidy record of every month you complete.

Download & Install

One installer, no technical knowledge required. Runs on Windows 10 and 11.

Money Tracker v1.0

Initial Release — April 2026
  • Monthly dashboard with income & savings
  • 5 payment categories
  • Auto-carry entries to next month
  • Export to Excel, HTML, or text
⬇ Download v1.0
~60 MB  ·  Windows 10 / 11

Version History

New versions are listed here with a direct download link as soon as they're available.

v1.1
Apr 2026

New Design Update Latest Microsoft Store Pending

  • Full 2026 UI redesign — modern dark theme with indigo accent palette
  • New dashboard with coloured summary cards and cleaner layout
  • Improved table styling with green/red paid/unpaid row highlighting
  • Redesigned Payments and History views to match new look
  • Sidebar brand logo now displayed correctly beside version number
  • Microsoft Store submission currently pending approval
v1.0
Apr 2026

Initial Release

  • Monthly dashboard with income, outgoings, remaining and savings cards
  • Direct debits, credit cards, loans, variable expenses — 5 categories
  • Set last payment month on any debt or purchase plan
  • Partial payment support — log what you actually paid vs scheduled
  • Auto-carry all entries and savings to the next month
  • Export each month to Excel, HTML or plain text
  • Full history view with per-month detail and export
  • 100% local — all data stays on your device